WeFi x Visa: Bringing Onchain Banking Into Everyday Life

The Next Phase Is Here

For too long, the financial infrastructure most people rely on has failed to keep pace with how the world actually works. The systems moving money today were built for a different era and the gap between what people need and what those systems deliver keeps widening. We believe that needs to change.

That's why WeFi is collaborating with Visa.

Key Takeaways

• We are partnering with Visa to connect stablecoins and onchain infrastructure to one of the most widely accepted payment networks in the world
• Our Deobanking architecture allows users to hold assets onchain while accessing familiar payment experiences without compromise
• Value held onchain should be usable in daily life for traveling, sending money abroad, running a business across borders without friction
• We are expanding market by market across Europe, Asia, and Latin America, within existing regulatory frameworks
• Digital assets are evolving from something people hold into something people use and we are building the infrastructure that makes that possible

Working with Visa means connecting our infrastructure to over 130 million merchant locations across more than 200 countries and territories. That reach, combined with our Deobanking architecture, creates a bridge between digital assets and everyday payments that hasn't existed before.

According to World Bank data, sending $200 internationally still costs an average of 6.4% and can take up to five business days. That's not a technology problem. It's an infrastructure problem and it's one we're building to solve.

This means traveling and paying instantly in another country without worrying about exchange rates or delays. Sending money to family abroad without wondering when it will arrive or how much will disappear in fees. Running a business with clients across continents without thinking about which intermediary will slow things down this time.

Our Deobanking architecture is designed to give users meaningful choice in how they store and move assets while retaining access to familiar payment experiences. Blockchain works in the background. The experience feels natural.

We are building toward a financial experience where your money works globally from the start. Where holding digital assets does not mean sacrificing convenience. Where spending, saving, and moving value happens in one continuous flow instead of across disconnected platforms

Business-to-business stablecoin payments already account for roughly two-thirds of total stablecoin transaction volume, according to blockchain analytics firm Artemis. The shift from holding to using digital assets is already underway. We are building the infrastructure that accelerates it.

What Comes Next

We are exploring this direction market by market, starting across Europe, Asia, and Latin America, always working within existing regulatory frameworks and payment standards. The objective is practical integration that improves how money functions in real life.

According to the World Bank, remittance flows to low and middle-income countries reached $685 billion in 2024 - the highest ever recorded. Behind these numbers, there are actual families, freelancers, and businesses absorbing costs that better infrastructure would eliminate.

Moving money globally should be simple, and access should not be limited by geography. This partnership with Visa is a significant step toward making that a reality.

The gap between traditional finance and onchain finance is narrowing. The infrastructure we're building today will define how value moves tomorrow.

We see this as part of a broader shift already underway and we are building toward a future where your money works wherever you do.

About WeFi

WeFi is one of the world’s first Deobanking platform, combining traditional banking and

decentralized finance into a single, compliant, and intuitive experience. The platform makes

crypto as easy to use as traditional banking, without requiring blockchain knowledge.

Users can access everyday banking products while seamlessly using crypto in real life,

including spending crypto as fiat, cross-border payments, and long-term value storage. Security,compliance, and customer protection are core to WeFi’s principles. WeFi’s Deobanking model is officially recognized in the Web3 glossary by CoinMarketCap.